Reason 1 — Apply for FreeIt's free to apply 24/7 with our online mortgage application. This essential first step in the home buying process gives you a first look at what your overall buying power might be, including your potential monthly payments.
Reason 2 — We Work for YouOur mortgage loan officers work for you - not a commission check. Unlike other brokers and big banks, our loan officers are salaried and always have been. They offer sincere and helpful advice while discussing mortgage loan options with you. Even better - there's no pressure and the decisions are left up to you.
Reason 3 — We're a Direct LenderBecause we're a direct lender, we maintain control of every aspect of the mortgage transaction - including the mortgage servicing. You won't have to worry about your mortgage application being reviewed by an underwriter across the country — our mortgage staff is centralized in one location enabling us to facilitate a smoother transaction for you and provide quicker overall closing times usually in 30 days or less! Although we are a direct lender, that doesn't mean we only lend locally. We're proud to be a nationwide lender.
Reason 4 — Perfect Loan for Your Perfect HomeIn order to make buying that home a little more affordable, you'll save up to $2,500 off closing costs* by financing with us:
*Limited time offer. Available for new applications on first mortgage purchase loans only. Certain product exclusions may apply. Closing cost savings of $2,500 is based upon a loan amount of $400,000 and an origination fee of .50%. Smaller loan amounts will receive a lower amount in closing cost credits. Savings vary and can range from $500 to in excess of $2,500. To qualify for the origination fee credit, members must establish both a recurring direct deposit of $500 or more to their Northwest Federal checking account and set up automated monthly mortgage loan payment from a Northwest Federal account. No partial credits permitted. Home inspection is optional. Invoice reflecting payment made by borrower must be provided to Northwest Federal prior to settlement. Savings cannot exceed actual costs of fees imposed. Northwest Title & Escrow LLC (NWTE) is an affiliate of Northwest Federal Credit Union. Borrower not required to use affiliate to obtain loan. Settlement discount only applies to real estate transactions conducted by NWTE in MD, VA and Washington, D.C. Not available in all areas.
Reason 5 — The Best Mortgage Product to Meet Your NeedsWe will work with you to find the mortgage product that fits you best. Whether you're purchasing a home, refinancing a home or remodeling your existing home, we have a variety of fixed rate and variable rate mortgage loans to choose from - including our newest offerings: 5/5 ARM and 100% Homebuyer's Edge programs. We encourage you to contact us and learn more about our competitive rates and terms. As always, you will be working with credit union employees you know and trust.
Reason 6 — We're Safe and SoundWe've always worked in the best interest of our member-owners and pride ourselves on finding a mortgage loan that works for you and your family. Since we will also maintain the servicing of your mortgage loan, we understand that the mortgage origination and processing is just the beginning of our relationship with you. We want to earn your trust and become a financial partner you can depend on.
Reason 7 — No Surprises at SettlementOur streamlined, efficient process enables us to deliver a comparably quick closing for our applicants and members. Even better, we promise to provide you with your paperwork a full 5 days prior to closing. Having the documents there ahead of time helps to prevent potential errors and ensure a seamless and stress free closing.
Reason 8 — Servicing for the Life of the LoanWe're able to help you throughout the duration of your mortgage loan and provide a continuity of service which allows you to always deal with people that you know and trust.
Reason 9 — We're Easy to Talk ToPlease contact one of our mortgage representative with any questions. We're here to help! Call us at 703-709-8921, 866-709-8921 or email firstname.lastname@example.org.