Credit Report Review

The BALANCE™ Financial Fitness Program can provide you with a free personal review of your credit report and answer your questions.

It is important that you check your credit report for accuracy at least every other year, especially if you are planning to purchase a home, refinance your mortgage, purchase an auto, or change residence.
Upon request, BALANCE™ can also provide you with a copy of your most recent credit report for a fee of $12*. There is no fee for the Credit Report Review.
Understand and analyze your credit report today

You should inspect your credit reports periodically and make sure there’s no unfamiliar or suspicious activity reflected on the reports. To order your FREE annual report from any of the national credit reporting agencies, you can visit or call 1-877-322-8228.

BalanceTrack Course

In today’s world, credit does indeed matter. In fact, obtaining and using different types of credit instruments is part of almost every American’s financial life. However, because it is so easy to make expensive mistakes that can follow you for a long time, it is a good idea to learn how to borrow wisely from the beginning. This program will cover the core concepts of credit usage, click here to get started.

*If within the last 60 days, you received notice that you have been denied credit from REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union, experienced adverse action, such as a negative change to your credit limit, or if you received a notice that the terms of credit offered to you may be less favorable than the terms offered to consumers who have better credit histories, you may qualify for a free report. Contact Experian at or 1.888.397.3742.