Real Estate Loans

Apply online and close on your home purchase or refinance by March 31, 2016 and you'll get up to $1,000* off closing costs.


Whether you're a first-time or repeat home buyer; refinancing an existing mortgage; or simply interested in drawing upon your home's equity; we make it easy to get the loan that fits your goals and your budget. Our lending representatives don't work on commission. They work for you, offering unbiased information to help you understand your loan options.

Apply now for a free pre-approval!

Make an appointment with one of our mortgage representatives to discuss which mortgage option works best for you. Call 703-709-8900 or 844-709-8900 (toll-free) to speak with a lending representative.

Home Mortgage Disclosure Act Notice

The HMDA data about our residential mortgage lending are available for review. The data show geographic distribution of loans and applications; ethnicity, race, sex, and income of applications and borrowers; and information about loan approvals and denials. To receive a copy of these data send a written request to: Northwest Federal Credit Union, Attention: Compliance Department, 200 Spring Street Herndon, VA 20170-5209.

*Limited time offer. Available only for new applications on first mortgage purchase or refinance loans received beginning 1/1/16 and must go to settlement on your Credit Union home purchase or refinance by 3/31/16 to receive this offer. You must apply online to receive this offer. Certain product exclusions may apply. Closing cost savings of $1,000 is based upon a loan amount of $200,000 and an origination fee of .50%. Smaller loan amounts will receive a lower amount in closing cost credits. No partial credits permitted. Origination fee credit will be applied at closing. Credit cannot exceed actual cost of origination fee. 

Obtaining any loan with Northwest Federal requires membership eligibility and becoming a member by opening a primary savings account.