Member Rewards MasterCard®

Get valuable card benefits plus reward points with our Member Rewards MasterCard®. For every dollar in purchases you make, you earn one point. Points can be used for free airfare, discounted cruise and vacation travel, rental cars, cash back or brand-name merchandise. Browse the catalog at for details. 

Benefits & Highlights 

  • Low variable rate* 
  • No annual fee, no-fee cash advances, no-fee balance transfers 
  • Reward points never expire 
  • First use bonus: receive 5,000 bonus points on the first purchase you make with your new Member Rewards MasterCard® 
  • Airline rewards with flexible booking options and no booking fees, no Saturday night stay requirement, and free tickets starting at just 9,000 points 
  • View and redeem your points online 24/7 for free airfare vacation awards, cash back or merchandise

Enhanced Security for Online Shopping 

MasterCard® SecureCode™ is a private code that provides added protection when using your MasterCard® account at online retailers. To enroll in this MasterCard® service, visit their official website.

*Your initial Annual Percentage Rate (APR) will range from 8.00% to 18.00% based on your creditworthiness. After this, your APR is subject to change monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the prior month. Credit card rates apply to cash advances, balance transfers, and outstanding balances on purchases. There is no annual fee, no balance transfer fee and no cash advance fee. Foreign transactions are subject to a fee of up to 1% of the transaction amount.