Business Checking

Manage your day-to-day transactions without costly per-item charges with your choice of Basic or Dividend* Checking. Both can be opened with as little as $100 and come with numerous free perks, including overdraft protection, online banking, online bill pay, eStatements, Debit MasterCard® and access at more than 33,000 Alliance One®, CO-OP ATMs and Credit Union 24®/CU HERE ATMs across the U.S.

Choose the liquidity you need from our dividend-earning savings plans.

  • Just a $1 minimum deposit opens a Business Savings Account with no monthly maintenance fee. Dividends are compounded daily and paid monthly.
  • For a higher return on your deposits, our tiered Business Money Market Account increases your earnings as you increase your savings. There’s no minimum opening deposit or ongoing balance requirement. You are, however, limited to (6) withdrawals per month. Dividends are compounded daily from the date of deposit to the date of withdrawal and are credited to your account monthly
  • Our Business Certificates** let you select the term and rate in which to earn higher dividends on your funds for pre-set periods of time. With a $500 minimum opening balance, you can select terms from 1to 5 years. 3 to 6 months require a $2,500 minimum to open. (Jumbo Certificates available on deposits of $100,000+.)

Real Estate Escrow Checking Accounts

To help you manage your clients’ funds, we offer escrow accounts for real estate brokers nationwide who’ve established a business account with the Credit Union. Our Real Estate Escrow Checking Account is a non-dividend earning, free business checking account for earnest money deposits. Click to learn more about the Real Estate Escrow Checking Account.

*Business Dividend Checking has no monthly service fee with a $5,000 minimum daily balance. Fall below the daily balance and a $20 monthly fee applies. **Business Certificates are not eligible for dividend rate bonuses or promotional rates.
**Business Certificates are not eligible for dividend rate bonuses or promotional rates.