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Investment Rates

Loan Rates

Savings and Checking Rates


3 and 6 Month Certificates¹03/01/2012
	Min. Balance Amount (to earn dividends)	Dividend Rate	Annual Percentage Yield (APY)	Min. Balance to Open
3-Month Certificate	$1,000 and up	0.20%	0.20%	$1,000.00
6-Month Certificate	$1,000 and up	0.30%	0.30%	$1,000.00
¹All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. A penalty may be imposed for early withdrawal. Refer to Disclosures for complete details.


12 and 24 Month Certificates¹03/01/2012
	Standard: $1,000 - $98,999.99		Jumbo: $99,000 - $249,999.99		Super: $250,000 and up
	Dividend Rate	Annual Percentage Yield (APY)	Dividend Rate	Annual Percentage Yield (APY)	Dividend Rate	Annual Percentage Yield (APY)
One Year Certificate	0.598%	0.60%	0.648%	0.65%	0.747%	0.75%
24-Month Certificate	0.747%	0.75%	0.797%	0.80%	0.896%	0.90%
¹All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. A penalty may be imposed for early withdrawal. Refer to Disclosures for complete details.


18 Month Certificate¹03/01/2012
	Standard: $1,000 - $98,999.99		Jumbo: $99,000 - $249,999.99		Super: $250,000 and up
	Dividend Rate	Annual Percentage Yield (APY)	Dividend Rate	Annual Percentage Yield (APY)	Dividend Rate	Annual Percentage Yield (APY)
18-Month Certificate	0.598%	0.60%	0.648%	0.65%	0.747%	0.75%
¹All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. A penalty may be imposed for early withdrawal. Refer to Disclosures for complete details.


36 Month Certificate¹03/01/2012
	Standard: $5,000 - $98,999.99		Jumbo: $99,000 - $249,999.99		Super: $250,000 and up
	Dividend Rate	Annual Percentage Yield (APY)	Dividend Rate	Annual Percentage Yield (APY)	Dividend Rate	Annual Percentage Yield (APY)
36-Month Certificate	0.995%	1.00%	1.045%	1.05%	1.094%	1.10%
¹All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. A penalty may be imposed for early withdrawal. Refer to Disclosures for complete details.


48 and 60 Month Certificates¹03/01/2012
	Standard: $10,000 - $98,999.99		Jumbo: $99,000 - $249,999.99		Super: $250,000 and up
	Dividend Rate	Annual Percentage Yield (APY)	Dividend Rate	Annual Percentage Yield (APY)	Dividend Rate	Annual Percentage Yield (APY)
48-Month Certificate	1.193%	1.20%	1.242%	1.25%	1.341%	1.35%
60-Month Certificate	1.341%	1.35%	1.390%	1.40%	1.440%	1.45%
¹All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. A penalty may be imposed for early withdrawal. Refer to Disclosures for complete details.


Consumer Loans¹03/29/2012
	Term		Annual Percentage Rate (APR) as low as²
New Auto⁴	up to 60 months	Fixed	2.79%³
Used Auto⁵	up to 60 months	Fixed	3.44%³
New/Used Motorcycle⁶	up to 60 months	Fixed	7.50%
New/Used Boat⁷	up to 72 months	Fixed	7.50%
New/Used RV⁷	up to 72 months	Fixed	7.50%
Personal Loan⁸	up to 60 months	Fixed	11.49%
Personal Line of Credit⁸	Open End	Variable	11.49%
Professional Development Line of Credit⁸	Open End	Variable	11.49%
¹All rates, terms and conditions are subject to change without notice. ²Rates are based on an evaluation of applicant credit. Your rate may be different. ³Loans to refinance existing auto loans with the credit union are not eligible for this pricing. ⁴New Auto - If you borrow $25,000 at 2.79% APR for 60 months, your payment would be $446.89 ⁵Used Auto - If you borrow $15,000 at 3.44% APR for 60 months, your payment would be $272.47 ⁶New/Used Motorcycle - If you borrow $15,000 at 7.50% APR for 60 months, your payment would be $300.57 ⁷New/Used Boat & RV - If you borrow $25,000 at 7.50% APR for 60 months, your payment would be $500.95 ⁸Personal Loans - If you borrow $10,000 at 11.49% APR for 60 months, your payment would be $219.88


Share Savings & Checking¹05/27/2011
	Dividend Rate	Annual Percentage Yield (APY)	Min. Balance to Open
Primary Savings Account	0.150%	0.15%	$25.00
Savings Account	0.150%	0.15%	$1.00
eChecking	0.00%	0.00%	$1.00
¹All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. Refer to Disclosures for complete details.

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Money Market Savings¹05/27/2011
Balance Amount (to earn dividends)	Dividend Rate	Annual Percentage Yield (APY)	Min. Balance to Open
$0.00 - $2,499	0.150%	0.15%	$1.00
$2,500 - $249,999	0.200%	0.20%	$1.00
$250,000 and up	0.349%	0.35%	$1.00
¹All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. Refer to Disclosures for complete details.

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