eChecking with MasterCard® Debit

REALTORS® FCU, A Division of Northwest Federal Credit Union understands that many members are looking for a no-frills, high tech checking solution. This account has no monthly fee and helps you meet your personal checking needs in a simple, convenient, and cost-effective way.



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Open a new eChecking Account

It's easy and safe to open a new eChecking Account online! Just log in to Online Banking and click "Apply"  from the "Accounts" tab.

Here are many of the features and benefits of this great account:
  • Open an account conveniently online
  • No monthly fees
  • Enjoy an initial minimum deposit of only $1.00 and no minimum balance requirement.
  • Use your free REALTORS® FCU, A Division of Northwest Federal Credit Union MasterCard® Debit Card anywhere in the world that MasterCard® is accepted (Please note that your MasterCard® Debit Card will not be ordered until a deposit has been made into your eChecking account.  This prevents us from charging you a non-sufficient funds fee.)
  • Make deposits when you want, from anywhere using a home or office scanner with Remote Deposit
  • Use our free ATM Locator to find one of the thousands of fee-free CO-OP and Credit Union 24® ATM's near you.
  • Use External Transfers to make secure transfers to and from other financial institutions
  • Get free unlimited Bill Pay
  • Benefit from Overdraft Protection and Courtesy Pay
  • Fee-Free Automatic Overdraft Protection from your Primary Savings Account. (Federal Regulation D limits the number of transfers you may make electronically or by phone to six (6) times per month, per share account.)
  • Set-up free Direct Deposit
  • Enjoy free 24-hour account access via Online Banking
  • Receive convenient Electronic Statements available within Online Banking 
  • Receive free alerts including balance, transactions, secure messages,  electronic Statements, and more!
  • Access to Member Care Representatives at 866.295.6038
  • Know that your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government


Share Savings & Checking109/01/2014
Dividend Rate Annual Percentage Yield (APY) Opening Balance Balance to Earn Dividends
Primary Savings Account0.250%0.25%$5.00$5.00
Savings Account0.250%0.25%No minimum$0.01
eChecking0.00%0.00%No minimum 
Premier Checking0.100%0.10%No minimum$0.01
1All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. Refer to Disclosures for complete details.
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It’s easy and safe to join online. Your membership is necessary prior to opening an account. Just click Membership to get started. During the new member application process, you can select the products you’re interested in. If you need assistance, please call a friendly Member Care Representative at 866.295.6038.