eChecking with MasterCard® Debit

Open a new eChecking Account

It's easy and safe to open a new eChecking Account online! Just login to myAccounts Online and click "Open New Account" from the "Accounts" tab. Please note that the combined maximum deposit amount is $99,000.00. Should you wish to open an account(s) with an aggregate balance exceeding $99,000 do not attempt to fund your account(s) online. To fund an account exceeding the daily maximum funding limit please contact 24-Hour Member Care at 866.295.6038.

Here are many of the features and benefits of this great account:

• Open your accounts conveniently online
• Pay no monthly service charge
• Enjoy an initial minimum deposit of only $1.00 and no minimum balance requirement.
  
• Use your free REALTORS® FCU MasterCard® Debit Card anywhere in the world that MasterCard® is accepted (Please note that your MasterCard® Debit Card will not be ordered until a deposit has been made into your eChecking account.  This prevents us from charging you a non-sufficient funds fee.)
• Make deposits when you want, from anywhere with myDeposit
• Make surcharge-free withdrawals at thousands of nationwide ATMs*
• Use our free ATM Locator to find a surcharge-free or deposit-taking ATM near you
• Access accounts from other financial institutions and transfer funds using myTransfers. Incoming transfers are free.
• Get free unlimited bill pay through myBills
• Benefit from Overdraft Protection and Courtesy Pay
• Set-up free Direct Deposit
• Enjoy free 24-hour account access via myAccounts Online
• Obtain free monthly statements with myStatements
• Receive free myAlerts including balance, transactions, secure messages, myStatements, and more!
• Have 24-hour access to Member Care Representatives at 866.295.6038
• Experience peace of mind knowing that you are safely growing your savings
• Know that your savings are federally insured to at least $250,000 and backed by the full faith and credit of the United States government

*Within CU24 and CO-OP Network ATMs

Save time with Direct Deposit and have access to your funds on payday. With Direct Deposit, your paycheck is automatically deposited into your REALTORS® FCU account.  Choose to have your entire paycheck deposited into either your checking or savings account or allocate a portion of your paycheck to both. The choice is yours. To initiate (or change) your Direct Deposit, contact your employer's payroll department. They will need our ABA Routing number (055080431), your REALTORS® FCU account number and, in some cases, a copy of a voided check.

It’s easy and safe to join online. Your membership is necessary prior to opening an account. Just click Membership to get started. During the new member application process, you can select the products you’re interested in. If you need assistance, please call a friendly Member Care Representative. We are here for you 24-hours a day at 866.295.6038.