Walter Hayes

walter hayes
Our Member:
Walter Hayes

Company: Keller Williams Realty

Member Since: June 2009

About Walter: Walter Hayes has been in Real Estate since 1999 and works with Keller Williams Realty in Joplin, MO where he teams together with his wife, Ginger.

Walter covers Jasper & Newton Counties in MO and Cherokee County in KS and is incredibly involved. He has served as president of the Carl Junction Area Chamber of Commerce for 2 years, is a charter member of the Carl Junction Lions Club, and has served on the Planning and Zoning Commission in Carl Junction, as well as an Alderman in Ward 2 for the City of Carl Junction. In addition to these positions Walter is a member of the National Association of REALTORSŪ, Missouri Association of REALTORSŪ and the Ozark Gateway Association of REALTORSŪ where he has had additional leadership roles. You can learn more about Walter by reading his blog.


Walter was selected as the winner of the $100 myBills sweepstakes. When we called to tell him he had won, he took several moments out of his busy day to speak with us about his experience with the credit union, and what it’s like being in real estate in 2009:

The Credit Union: How did you learn about the REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union?

Hayes: Though the National Association of REALTORSŪ.

The Credit Union: Why did you join the REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union?

Hayes: Having been part of a Credit Union for over 30 years I immediately saw the benefit to having a credit union that understands and caters to the needs of REALTORSŪ and I joined up as soon as I was able to. I also moved all my checking accounts over and closed the local accounts that I had. Credit unions have a better understanding of the needs of their members, especially REALTORSŪ in this case, than a normal institution.

The Credit Union: What products/services do you like best?

Hayes: I currently use the savings, money market savings, and checking.

The Credit Union: How can real estate professionals benefit from REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union membership?

Hayes: Better rates than other outlets on savings, and on loans. Not to mention the conveniences with the checking account, and lack of monthly fees, etc. on the accounts.

The Credit Union: What do you find most rewarding about being in real estate?

Hayes: Money is decent, you have flexible hours, and it’s most rewarding if you’re a person who enjoys being able to help people.

The Credit Union: Currently what are your greatest business challenges?

Hayes: Something that is a challenge for a lot of REALTORSŪ is managing cash flow, which is where some of the products at the credit union are helpful (lines of credit, etc). Beyond that, trying to weigh through the myriad of options we have to choose from: What technology is best to use, what advertising is most effective, etc.

The Credit Union: How has REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union helped you?

Hayes: One of the things that attracted me originally was that I could do all my business from my desk, including deposits, and had no need to go to a brick and mortar. The only reason I ever went to my local bank was to make a deposit or run through the ATM anyway. So it really doesn't matter if the bank is physically located in Joplin MO where I am or in Maine somewhere.

The Credit Union: Have you recommended REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union to a friend?

Hayes: Yes. Credit Unions can be a great deal for its members as the members generally have an easier time of getting loans when needed than they would somewhere else and I can almost always get a better rate from the credit union than through conventional financing venues.