I had an opportunity to merge my brokerage with another office at the beginning of 2010 expanding us from 40 agents to 70 agents and increasing our market share significantly. I tried several different places to get capitol for the expenses that we needed for the expansion. Even though I had great credit and assets, when a bank heard that I was self employed and in Real Estate, they would not even talk to me. I contacted the REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union. I filled out an application sent it in and had money in my account 3 days later. Now my brokerage is thriving, profitable and continues to grow. Thank You!