Auto Loans

Whether you’re looking for a new or used car or wish to refinance your existing loan to save money, we can help with rates, terms and resources to make you a savvy shopper. Learn more about our car loan rates as low as 1.49% APR*.

It’s easy to apply for our low rates. Simply login to online banking, click the Loans tab and click the “Apply for Consumer Loan” link. Not yet a member? Click Here to get your loan pre-approved.

Benefits and Highlights

In addition, we offer a variety of car buying resources designed to eliminate the hassle of getting you behind the wheel while saving you time and money:: 
  • Low, fixed interest rates with flexible repayment terms  
  • Rate discount when you apply online
  • Up to 100% financing (including title, registration, taxes and additional coverage such as Major Mechanical Protection and GAP)
Also, don't forget about NAR's special offer from REALTORS Benefits Program Partner Chrysler Group LLC.

*Membership eligibility and Primary Savings Account with $5.00 deposit required to become a member and finance an auto loan with the Credit Union. APR=Annual Percentage Rate. Annual Percentage Rate is current as of 5/1/14 and is subject to change without notice. Rate is based on creditworthiness, model year and term; not all borrowers will qualify for this offer. Rate is valid for purchases and refinances from another lender only; internal refinances are excluded from special rates. Minimum loan amount to qualify for this offer is $5,000. Rate includes a 0.25% discount for applying online. Terms and rates will vary on loans for business purposes. Auto loan payment example: car loan with model year of 2014-2015 and loan amount of $20,000 for 3 years at 1.49% APR will have a monthly payment of $568.77.



Use the Online Loan Calculators to see how much you could save!
 


Insurance Options from Liberty Mutual**

Did you know your NAR member benefits include a special discounted rate on Car Insurance and Home Insurance from Liberty Mutual?  Click Here to find out more and get a free quote on Auto & Home Insurance.  

*Discounts and savings are available where state laws and regulations allow, and may vary by state. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify.
**The purchase of Liberty Mutual Products are not required for the approval of a loan and are not a factor in granting credit to a member. You may obtain similar coverage from any insurer. Insurance is not issued, underwritten or guaranteed by the National Credit Union Administration (NCUA) or any other government agency


Obtaining any loan with the Credit Union requires membership eligibility and becoming a member by opening a primary savings account with a minimum deposit of $5.00.


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Apply for a Loan

It’s easy and safe to apply for a New/Used Auto Loan online!

Already a member?

Save time by simply logging into Online Banking and clicking the “Apply for a Consumer Loan” link from the "Loans" tab.

Not yet a member?

If you would like to see if you qualify for a loan prior to becoming a member, please Click Here to start the loan application process. Please note that upon approval you will be required to complete a New Membership Application before your loan is funded.
Here are some of the advantages of this great loan:
  • Quick and easy online application
  • Get pre-approved so you can know your buying power and shop with confidence! While filling out the online consumer loan application simply leave the vehicle details (make/model/VIN) blank.
  • Financing available up to 100% of the vehicle sales price
  • Competitive rates
  • Fixed rates help keep monthly payments low
  • Flexible terms: 12 to 84 months
  • Convenient payments through Online Banking
Auto Loans107/01/2014
Term Annual Percentage Rate (APR) as low as Minimum Loan Amount
2014-2015 model yrup to 36 mos1.49% $5,000
 37 to 60 mos1.99%$8,000
 61 - 75 mos2.25%$10,000
       
2012 - 2013 model year up to 36 mos1.99%$5,000
 37 - 60 mos2.25%$8,000
 61 - 75 mos2.75%$10,000
2010 - 2011 model yearup to 36 mos2.25%$5,000
 37 - 60 mos2.75%$8,000
 61 - 66 mos3.25%$10,000
2008 - 2009 model yrup to 36 mos2.50%$5,000
 37 - 48 mos3.00%$8,000
 49 - 60 mos3.75%$10,000
2007 & older model yrsup to 36 mos3.50% 
1All rates, terms and conditions are subject to change without notice. Rates are based on an evaluation of applicant credit. Your rate may be different. Rate is based on model year, and term. Rate is valid for purchases and refinances from another lender only; internal refinances are excluded from special rates. Rate includes a 0.25% discount for applying online. Vehicles with mileage over 100,000 add 2 percentage points to rates. Classic cars (20+ years) add 4 percentage points to rates. Terms and rates will vary on loans for business purposes. Auto loan payment example: car loan with model year of 2014-2015 and loan amount of $20,000 for 3 years at 1.49% APR will have a monthly payment of $568.77.
select the row

*APR=Annual Percentage Rate.
Auto Loan Calculator

Calculations are for example and educational purposes only. They are intended to provide approximate information about your payments and do not constitute an offer to extend credit. Your actual payment information may vary.

Note: Clicking on any of the links within the sample calculator will direct you to a 3rd party website.

The website you are about to visit is solely the responsibility of the merchant or other party providing the site. The content of this third-party site, including materials and information, is solely the responsibility of the provider of the site. REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union is not responsible for any such third-party content. Any transactions that you enter into with a vendor, merchant or other party that you access through this third-party site are solely between you and that vendor, merchant or other party. REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union does not endorse the content contained in this third-party site, nor the organization publishing the site, and hereby disclaims any responsibility for such content. The REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union Privacy Policy does not apply to this third-party site, and for further information you should consult the privacy disclosures of the third-party site.