Personal Line of Credit

A REALTORS® Federal Credit Union, A Division of Northwest Federal Credit Union Personal Line of Credit is a great way to have available cash. Enjoy a competitive rate combined with the flexibility of maintaining an open line of credit that can be used repeatedly as your balance is paid down. Use your line of credit to pay for your business expenses, purchase products or pay for services offered through NAR's REALTOR Benefits® Program.

Need a line of credit to pay for your Annual Dues, classes with REALTOR® University, state licensing requirements or conference expenses? Look into our Professional Development Line of Credit!

The total limit on a personal line of credit is $15,000.  The maximum total aggregate amount of unsecured funds that any member may have with the credit union is $25,000.  However, individual maximum limits are based on credit risk and income and may be less than $25,000.

Obtaining any loan with the Credit Union requires membership eligibility and becoming a member by opening a primary savings account with a minimum deposit of $1.00.

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Apply for a Loan

It’s easy and safe to apply for a Personal Line of Credit online!

Already a member?

Save time by simply logging into Online Banking and clicking the “Apply for a Consumer Loan” link from the "Loans" tab.

Not yet a member?

If you would like to see if you qualify for a loan prior to becoming a member, please Click Here to start the loan application process. Please note that upon approval you will be required to complete a New Membership Application before your loan is funded.
Enjoy many features and benefits including:
  • Quick and easy online application
  • Competitive rates
  • No fee to apply and no annual fee
  • Access to cash when you need it
  • Interest charges only when you use your credit line
  • Convenient fund transfers, credit line management and payments through Online Banking
Personal Line of Credit111/1/14
Term Annual Percentage Rate (APR) as low as 2
Personal Line of Credit N/A9.90%
1All rates, terms and conditions are subject to change without notice.
2Rates are based on an evaluation of applicant credit. Your rate may be different. Rate is subject to change without notice.
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