Individual Retirement Accounts (IRAs)

Welcome to Retirement Central

REALTORS® FCU, A Division of Northwest Federal Credit Union can provide all of the resources you need to help guide you along the path to securing your financial future. Choose from Traditional, SEP and Roth IRA savings or Traditional, Roth and SEP IRA certificates with great rates. Opening balances are from $1,000-10,000 and a variety of terms. (Click the Rates tab for more details.)

Once you open your Individual Retirement Account (IRA) you can easily view your balance & account activity at any time within Online Banking. You can use Retirement Central to:

Learn about IRAs

New to IRAs? Don't worry - we've got Planning Tools, Life Stages, and Frequently Asked Questions to help you through. REALTORS® FCU, A Division of Northwest Federal Credit Union offers several different IRA Products for you to choose from.

Manage an IRA

Already have an IRA with REALTORS® FCU, A Division of Northwest Federal Credit Union? You can also visit Service my IRA to request a withdrawal, manage beneficiary information, or make a regular, rollover, transfer, re-characterization and more.

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Ready to start saving? You must be a member of REALTORS® FCU, A Division of Northwest Federal Credit Union to open an IRA. Already a member? Click Open an IRA to get started. REALTORS® FCU, A Division of Northwest Federal Credit Union offers several different IRA Products for you to choose from.




Traditional, SEP and Roth IRA Savings109/01/2014
Dividend Rate Annual Percentage Yield (APY)
.50%.50%
1All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. Refer to Disclosures for complete details.
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Traditional, SEP and Roth IRA Certificates109/16/2014
  $500 to $2,499 $2,500 to $24,999 $25,000 to $99,999 $100,000+
Rate APY2 Rate APY2 Rate APY2 Rate APY2
3 monthsN/AN/A0.32%0.32%0.42%0.42%0.52%0.52%
6 monthsN/AN/A0.39%0.39%0.49%0.49%0.59%0.59%
1 year0.60%0.60%0.65%0.65%0.70%0.70%0.80%0.80%
2 years0.95%0.95%1.00%1.00%1.05%1.06%1.15%1.16%
3 years1.04%1.04%1.14%1.15%1.19%1.20%1.29%1.30%
4 years1.15%1.16%1.25%1.26%1.30%1.31%1.40%1.41%
5 years1.25%1.26%1.35%1.36%1.40%1.41%1.50%1.51%
1All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. Refer to Disclosures for complete details.
2APY = Annual Percentage Yield. The Annual Percentage Yield for certificate terms is based on an assumption that dividends are posted and compounded monthly and will remain in the account until maturity. Any withdrawal will affect the APY calculation and result in reduced earnings.
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It’s easy and safe to join online. Your membership is necessary prior to opening an IRA. Just click Membership to get started. During the new member application process, you can select the products you’re interested in. If you need assistance, please call a friendly Member Care Representative at 866.295.6038.