Share & Certificate-Secured Loans

Share-Secured Loans allow you to borrow money against your Share Savings account. Our Share-Secured loans provide a good option for borrowers with limited credit history. For the term of the loan, share savings that secure the loan must remain on deposit and cannot exceed the outstanding balance.  You can borrow up to 90% of the available balance of the share or certificate you use to secure this loan.  These loans offer a low-interest rate and flexible terms up to 60 months. 

Like a Share-Secured Loan, a Certificate-Secured Loan allows you to borrow money against your Share-Certificate. This loan offers the flexibility to have a loan term up to Share-Certificate maturity.

Share-Secured and Certificate-Secured Loans are perfect ways to build credit history while ensuring investment security. Loan account information is accessed through myAccounts Online.