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Investment Rates

Certificates107/01/2010
Min. Balance Amount (to earn dividends) Dividend Rate Annual Percentage Yield (APY) Min. Balance to Open
3-Month Certificate$1,000 and up1.00%1.00%$1,000.00
6-Month Certificate$1,000 and up1.14%1.15%$1,000.00
1All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. A penalty may be imposed for early withdrawal. Refer to Disclosures for complete details.
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12 and 24 Month Certificates107/01/2010
  Standard: $1,000 - $98,999.99 Jumbo: $99,000 - $249,999.99 Super: $250,000 and up
Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY)
One Year Certificate1.34%1.35%1.44%1.45%1.54%1.55%
24-Month Certificate1.78%1.80%1.88%1.90%1.98%2.00%
1All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. A penalty may be imposed for early withdrawal. Refer to Disclosures for complete details.
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18 Month Certificates107/01/2010
  Standard: $1,000 - $98,999.99 Jumbo: $99,000 - $249,999.99 Super: $250,000 and up
Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY)
18-Month Share Certificate1.49%1.50%1.59%1.60%1.69%1.70%
1All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. A penalty may be imposed for early withdrawal. Refer to Disclosures for complete details.
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36 Month Certificates107/01/2010
  Standard: $5,000 - $98,999.99 Jumbo: $99,000 - $249,999.99 Super: $250,000 and up
Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY)
36-Month Certificate2.28%2.30%2.37%2.40%2.47%2.50%
1All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. A penalty may be imposed for early withdrawal. Refer to Disclosures for complete details.
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48 and 60 Month Certificates107/01/2010
  Standard: $10,000 - $98,999.99 Jumbo: $99,000 - $249,999.99 Super: $250,000 and up
Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY) Dividend Rate Annual Percentage Yield (APY)
48-Month Certificate2.47%2.50%2.57%2.60%2.67%2.70%
60-Month Certificate2.91%2.95%3.01%3.05%3.11%3.15%
1All rates, terms and conditions are subject to change without notice. Maintenance or activity fees associated with an account type could reduce earnings. A penalty may be imposed for early withdrawal. Refer to Disclosures for complete details.
select the row