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Certificates

Certificate investments (which are similar to CDs) are the perfect solution for savers who are looking for great returns - without the risk. Certificates offer a guaranteed rate of return, provide higher dividends than traditional savings or money market accounts and are federally-insured by the NCUA.

REALTORS® FCU certificates can be opened online in just minutes with as little as $1,000. Our industry leading dividend rates consistently beat the "big banks" and the national average. Standard, Jumbo and Super certificates are available (see rates for details).

Through myAccounts Online you will have the ability to view your certificate balance 24-hours a day. Upon maturity, you can choose to have your certificate automatically renew at the current market rate, have the funds deposited into your REALTORS® FCU savings or checking account or have funds sent to you by check.
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Open a new Certificate Account

It's easy and safe to open a new Certificate Account online! Just login to myAccounts Online and click "Open New Account" from the "Accounts" tab. Please note that the combined maximum deposit amount is $99,000.00. Should you wish to open an account(s) with an aggregate balance exceeding $99,000 do not attempt to fund your account(s) online. To fund an account exceeding the daily maximum funding limit please contact 24-Hour Member Care at 866.295.6038.
It’s easy and safe to join online. Your membership is necessary prior to opening an account. Just click Membership to get started. During the new member application process, you can select the products you’re interested in. If you need assistance, please call a friendly Member Care Representative. We are here for you 24-hours a day at 866.295.6038.