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Share-Secured Loans & Lines of Credit

Need some money but don't want to dip into your savings? With a Share Secured Loan or Line of Credit you can borrow against your savings or certificate at REALTORS® FCU and enjoy a low loan rate while still earning dividends on your deposit.

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Your business must be a member of REALTORS® Federal Credit Union to apply. Fill out the Member Business Loan Application to get started.

For assistance please contact a friendly Member Care Representative. We are here for you 24-hours a day at 866.295.6038.
  • Allow you to borrow money against your Share or Certificate Savings account
  • Competitive rates
  • Flexible terms of up to 60 months 
  • No fee to apply and no annual fee
  • For the term of the loan, share savings that secure the loan must remain on deposit and cannot exceed the outstanding balance. 
  • For loans secured by a certificate the loan term can last up to the certificate's maturity date. You can borrow up to 100% of the available balance of the share you use to secure this loan.

Share and Certificate Secured Loans108/01/2010
Term Annual Percentage Rate (APR) as low as2
Share-Secured3up to 60 monthsFixedShare rate + 2.00%
Certificate-SecuredNot to exceed certificate maturity dateFixedCertificate rate + 2.00%
1All rates, terms and conditions are subject to change without notice.
2Rates are based on an evaluation of applicant credit. Your rate may be different.
3Share Secured Loans - If you borrow $10,000 at 2.15% APR for 60 months, your Payment would be $175.93
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Joining is easy. To get started, print and fill out the Business Member Application forms For assistance please call a friendly Member Care Representative. We are here for you 24-hours a day at 866.295.6038..